:root{--ink:#17324d;--ink-2:#244a66;--cream:#fff8eb;--paper:#fff;--coral:#ef6b57;--gold:#f5b942;--mint:#dff3e8;--mint-ink:#205a46;--sky:#e9f3fb;--line:#d7e1e8;--muted:#607485;--shadow:0 18px 50px rgba(23,50,77,.1);--radius:22px;--max:1160px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:radial-gradient(circle at 10% 0,rgba(245,185,66,.18),transparent 25%),radial-gradient(circle at 90% 5%,hsla(8,83%,64%,.12),transparent 22%),var(--cream);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,sans-serif;line-height:1.65;-webkit-font-smoothing:antialiased}a{color:inherit;transition:color .15s ease}img{max-width:100%}.wrap{width:min(calc(100% - 32px),var(--max));margin-inline:auto}.topbar{background:var(--ink);color:#fff;font-size:.93rem}.topbar .wrap{display:flex;gap:14px;justify-content:space-between;align-items:center;padding:9px 0}.topbar strong{color:#ffd77b}.topbar a{color:#fff;text-underline-offset:3px;text-decoration:underline;transition:opacity .15s ease}.topbar a:hover{opacity:.85}header{position:-webkit-sticky;position:sticky;top:0;z-index:50;backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);background:rgba(255,248,235,.92);border-bottom:1px solid rgba(23,50,77,.08)}.nav{min-height:72px;display:flex;justify-content:space-between;gap:24px}.brand,.nav{align-items:center}.brand{text-decoration:none;display:inline-flex;gap:12px;font-weight:900;letter-spacing:-.02em;font-size:1.15rem}.brand-mark{width:38px;height:38px;border-radius:12px;display:grid;place-items:center;background:linear-gradient(135deg,var(--coral),var(--gold));color:var(--ink);box-shadow:0 8px 22px hsla(8,83%,64%,.22);font-size:1.25rem;font-weight:900;-webkit-user-select:none;-moz-user-select:none;user-select:none}nav ul{list-style:none;margin:0;padding:0;display:flex;gap:24px}nav a{text-decoration:none;font-weight:700;font-size:.95rem;padding:6px 4px;position:relative}nav a:hover{color:var(--coral)}.crumbs{padding:20px 0 0;font-size:.9rem;color:var(--muted)}.crumbs a{text-decoration:none}.crumbs a:hover{text-decoration:underline}.crumbs span{margin:0 8px;color:#98a8b4}.hero{padding:42px 0 36px;display:grid;grid-template-columns:1.18fr .82fr;grid-gap:36px;gap:36px}.eyebrow,.hero{align-items:center}.eyebrow{display:inline-flex;gap:8px;padding:7px 14px;border:1px solid rgba(23,50,77,.12);border-radius:999px;background:hsla(0,0%,100%,.82);color:var(--ink-2);font-size:.82rem;font-weight:800;text-transform:uppercase;letter-spacing:.07em}h1,h2,h3{line-height:1.14;letter-spacing:-.035em;color:var(--ink)}h1{font-size:clamp(2.5rem,5.5vw,5.2rem);margin:18px 0}h1 .slash{color:var(--coral)}.lead{font-size:1.16rem;color:var(--ink-2);max-width:760px;line-height:1.68}.lead strong{color:var(--ink)}.hero-actions{display:flex;flex-wrap:wrap;gap:14px;margin:26px 0 20px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:50px;padding:0 22px;border-radius:14px;text-decoration:none;font-weight:800;font-size:.98rem;border:1px solid var(--ink);transition:transform .18s ease,box-shadow .18s ease,background-color .18s ease;cursor:pointer}.btn:hover{transform:translateY(-2px)}.btn-primary{background:var(--ink);color:#fff;box-shadow:0 10px 28px rgba(23,50,77,.18)}.btn-primary:hover{background:var(--ink-2);box-shadow:0 14px 34px rgba(23,50,77,.25)}.btn-secondary{background:#fff;color:var(--ink);box-shadow:0 4px 14px rgba(23,50,77,.06)}.btn-secondary:hover{background:#fdfaf5;box-shadow:0 8px 20px rgba(23,50,77,.1)}.safe-note{display:flex;gap:12px;align-items:flex-start;margin-top:22px;padding:14px 18px;border-left:4px solid var(--mint-ink);border-radius:12px;background:var(--mint);color:var(--mint-ink);font-weight:650;font-size:.95rem;line-height:1.55}.safe-note .check-icon{font-weight:900;font-size:1.1rem;flex-shrink:0;margin-top:1px}.hero-card{position:relative;overflow:hidden;padding:30px;border-radius:28px;background:var(--paper);box-shadow:var(--shadow);border:1px solid rgba(23,50,77,.08)}.hero-card:before{content:"";position:absolute;width:190px;height:190px;right:-80px;top:-80px;border-radius:50%;background:rgba(245,185,66,.28);pointer-events:none}.hero-card h2{margin-top:0;font-size:1.45rem;margin-bottom:18px}.search-intents{display:grid;grid-gap:10px;gap:10px}.intent{display:flex;justify-content:space-between;align-items:center;gap:16px;padding:13px 16px;border-radius:14px;background:#f8fbfd;border:1px solid var(--line);font-weight:750;font-size:.94rem;transition:border-color .15s ease,background-color .15s ease}.intent:hover{border-color:#bcd0df;background:#f1f7fb}.intent small{font-weight:600;color:var(--muted);font-size:.82rem;background:rgba(23,50,77,.05);padding:3px 8px;border-radius:6px}.trust-strip{margin:10px 0 48px;display:grid;grid-template-columns:repeat(4,1fr);grid-gap:14px;gap:14px}.trust-item{background:hsla(0,0%,100%,.75);border:1px solid rgba(23,50,77,.1);border-radius:16px;padding:16px 14px;text-align:center;font-weight:800;font-size:.92rem;display:flex;align-items:center;justify-content:center;box-shadow:0 4px 12px rgba(23,50,77,.03)}section{padding:36px 0}.section-head{max-width:820px;margin-bottom:26px}.section-head h2{font-size:clamp(2rem,3.8vw,3.15rem);margin:0 0 12px}.section-head p{color:var(--muted);font-size:1.08rem;margin:0;line-height:1.6}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);grid-gap:20px;gap:20px}.card{background:var(--paper);border:1px solid rgba(23,50,77,.1);border-radius:var(--radius);padding:26px;box-shadow:0 12px 30px rgba(23,50,77,.06);transition:transform .2s ease,box-shadow .2s ease}.card:hover{transform:translateY(-3px);box-shadow:0 16px 36px rgba(23,50,77,.09)}.card h3{font-size:1.28rem;margin:12px 0 8px}.card p{margin:0;color:var(--muted);font-size:.96rem;line-height:1.6}.num{display:inline-grid;place-items:center;width:40px;height:40px;border-radius:12px;background:var(--sky);color:var(--ink);font-weight:900;font-size:.95rem}.balance-box{display:grid;grid-template-columns:.95fr 1.05fr;grid-gap:24px;gap:24px;align-items:stretch}.balance-panel{background:var(--ink);color:#fff;padding:34px;border-radius:26px;position:relative;overflow:hidden;display:flex;flex-direction:column;justify-content:center}.balance-panel:after{content:"BALANCE";position:absolute;right:-18px;bottom:-22px;font-size:4.8rem;font-weight:950;letter-spacing:-.08em;color:hsla(0,0%,100%,.05);pointer-events:none}.balance-panel h2{margin:0 0 14px;font-size:2.15rem;color:#fff}.balance-panel p{color:#d9e6ef;font-size:1.02rem;margin-bottom:20px}.balance-panel ul{padding-left:20px;margin:0}.balance-panel li{margin:10px 0;color:#edf4f8;font-size:.98rem;line-height:1.5}.checklist{display:grid;grid-gap:12px;gap:12px}.check{background:#fff;border:1px solid var(--line);border-radius:16px;padding:16px 18px;display:grid;grid-template-columns:34px 1fr;grid-gap:14px;gap:14px;align-items:start;transition:transform .15s ease,border-color .15s ease}.check:hover{border-color:#bcd0df;transform:translateX(2px)}.check b{display:block;margin-bottom:3px;font-size:1.02rem;color:var(--ink)}.check span{color:var(--muted);font-size:.94rem;line-height:1.55}.tick{width:32px;height:32px;border-radius:50%;display:grid;place-items:center;background:var(--mint);color:var(--mint-ink);font-weight:950;font-size:.9rem}.warning{margin-top:22px;padding:18px 22px;border-radius:18px;background:#fff0ed;border:1px solid #f5c5bd;color:#7b2f24;font-size:.97rem;line-height:1.6}.warning strong{color:#5f2017}.table-wrap{overflow-x:auto;border-radius:20px;border:1px solid var(--line);background:#fff;box-shadow:0 8px 24px rgba(23,50,77,.04)}table{border-collapse:collapse;width:100%;min-width:720px}td,th{padding:16px 20px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}th{background:#f6f9fb;font-size:.88rem;text-transform:uppercase;letter-spacing:.06em;color:var(--ink-2);font-weight:800}td{font-size:.95rem;line-height:1.55}tr:last-child td{border-bottom:0}tr:hover td{background-color:#fafbfc}.keyword-cloud{display:flex;flex-wrap:wrap;gap:10px;margin-top:20px}.keyword-cloud span{background:#fff;border:1px solid var(--line);padding:8px 14px;border-radius:999px;font-size:.9rem;color:var(--ink-2);font-weight:600;transition:all .15s ease}.keyword-cloud span:hover{border-color:var(--ink-2);transform:translateY(-1px)}.faq{display:grid;grid-gap:14px;gap:14px}details{background:#fff;border:1px solid var(--line);border-radius:16px;padding:0 20px;transition:border-color .18s ease,box-shadow .18s ease}details[open]{border-color:#b9cad8;box-shadow:0 4px 16px rgba(23,50,77,.05)}summary{cursor:pointer;list-style:none;padding:18px 0;font-weight:850;font-size:1.05rem;display:flex;justify-content:space-between;align-items:center;color:var(--ink);-webkit-user-select:none;-moz-user-select:none;user-select:none}summary::-webkit-details-marker{display:none}summary:after{content:"+";font-size:1.4rem;font-weight:400;color:var(--coral);transition:transform .2s ease}details[open] summary:after{content:"−";transform:rotate(180deg)}details p{margin:0 0 20px;color:var(--muted);font-size:.97rem;line-height:1.65}.disclaimer{background:linear-gradient(135deg,#17324d,#244a66);color:#fff;padding:32px 30px;border-radius:24px;margin:34px 0 10px;box-shadow:0 14px 40px rgba(23,50,77,.14)}.disclaimer h2{margin-top:0;font-size:1.65rem;color:#fff}.disclaimer p{color:#dbe6ee;font-size:.97rem;line-height:1.65}footer{padding:36px 0 48px;color:var(--muted);font-size:.92rem;border-top:1px solid rgba(23,50,77,.08);margin-top:24px}.footer-grid{display:grid;grid-template-columns:1.1fr .9fr;grid-gap:24px;gap:24px;align-items:center}.footer-grid strong{color:var(--ink)}.footer-links{display:flex;flex-wrap:wrap;gap:16px;justify-content:flex-end}.footer-links a{text-underline-offset:3px;text-decoration:underline;color:var(--muted)}.footer-links a:hover{color:var(--coral)}@media (max-width:900px){.balance-box,.footer-grid,.grid-3,.hero{grid-template-columns:1fr}.trust-strip{grid-template-columns:repeat(2,1fr)}nav{display:none}.footer-links{justify-content:flex-start}}@media (max-width:560px){.topbar .wrap{align-items:flex-start;flex-direction:column;gap:6px}.hero{padding-top:24px}.trust-strip{grid-template-columns:1fr}.balance-panel,.card,.hero-card{padding:22px}h1{font-size:clamp(2.3rem,12vw,3.4rem)}}